Technology
e-Rupee (CBDC): How the Digital Currency Works in 2026
December 27, 2025
ResultHub Team
1 min read
Spread the word
The Wallet in Your Phone: e-Rupee
The RBI's pilot is over. The e-Rupee is mainstream.
📲 Difference from UPI?
UPI is bank-to-bank. e-Rupee is Cash-to-Cash, just digital.
- Anonymity: Small transactions are anonymous, just like handing someone a ₹50 note.
- Offline Mode: You can transfer e-Rupee between phones without the internet using Bluetooth NFC. This is a game-changer for rural India.
🚫 Programmable Money
The government can now issue "Purpose-Bound" money.
- Example: Student Scholarship money can be programmed so it can ONLY be spent on books and college fees, not on movies or alcohol.
Physical wallets are history. 📱₹
R
ResultHub Team
Academic Contributor
Dr. ResultHub is a seasoned educator and content strategist committed to helping students navigate their academic journey with the best possible resources.
Related Resources
More articles you might find helpful.
Found this helpful?
Share it with your friends and help them stay ahead!